Avoid distractions and get lower quotes for auto insurance

If you've been driving for a while or even if you haven't you probably know that the best way to get low auto insurance quotes is to keep a clean driving record. Unfortunately, that's easier said then done. We all mistakes, and even the most experienced drivers can get into an accident due to a brief lapse in judgement.

One of the biggest causes of automobile accidents is distracted driving. Here are some tips to help you stay focused on the road, and keep your driving record clean.

Leave your phone alone. Texting and driving had been getting a bad rap recently, and it's for god reason. People who text while driving are 23 times more likely to get into an accident. It's impossible to focus on what's ahead when your eyes are looking down at a screen, which makes this a very dangerous habit. Most states have implemented laws against texting and driving, and against talking on a cell phone (unless using a handsfree device).

Avoid eating and drinking. You will be doing yourself a favour if you fill up before heading out in the morning, even if it may seen easier to grab a coffee and a donut at the nearest drive-thru. You need at least one of your hands to eat or drink, leaving you one short on the wheel. This practice also steals some of your attention away from where it belongs on the road.

Let your passenger pick the radio station. Or, at least let them turn the dial to the station you request. Likewise with the heat, volume, and any other buttons or knobs you might find yourself fiddling with. Your chance of getting into an accident skyrockets at any moment your eyes aren't on the road.

Take breaks. You should ensure that you take regular breaks of at least one break every two hours if you are driving for prolonged period of time. And, pay attention to your body. If you start to feel drowsy or catch yourself nodding off, pull over at the next available rest stop to get refreshed.

Know your route. Or if you don't, have your GPS set up before you start driving. Looking at a map or filling in details on a GPS are both common distractions. If you are lost and need to check directions, make sure you pull over first.

Be prepared. Some distractions are out of your control. An overexcited child in the backseat, for example, or an insect coming in through the window. Even billboards or other accidents can steal your attention away for a moment or two. The key is to always prepared for an unexpected surprise, and train yourself to stay calm and focused. If you do find yourself distracted, simply refocus and keep going. You can't go back in time, but you can try not to make the same mistake twice.

An accident- and ticket-free driving record will help you get the lowest auto insurance quotes available. Protect yourself by making an effort to stay focused and prepared while driving.